Revolutionize your supply chain with the leading finance company

CapBay is an award-winning Supply Chain Finance platform that provides inclusive business fundraising solutions by utilizing existing trade data and relationships. Our proprietary credit decisioning model ensures swift approvals for short-term financing crowdfunding, enabling businesses of all sizes to unlock their cash flow potential, while giving banks and institutional funders access to high-quality financing crowdfunding deals.

Our Businesses

Technology Solutions

Our supply chain financing crowdfunding solutions allow our partners to leverage all the benefits of advanced technology without incurring any capital outlay or maintenance costs. We also facilitate digital transformation and help business in Thailand streamline their operations for optimal efficiency.

Financing Services

Our Crowdfunding Platform services empower SMEs to unlock their cash flow potential and take control of their finances. By unlocking capital, we enable businesses to invest in growth and build a thriving enterprise that drives success.

Vision

We are building the crowdfunding infrastructure of tomorrow to provide smart and inclusive crowdfunding solutions to businesses across Southeast Asia.

Mission

We are on a mission to provide smart crowdfunding to businesses through relentless focus on technology and innovation.

CapBay's Journey

Our crowdfunding products are linked to trade-related business activities, which create a new and secure asset class. The name evokes a vast sea of capital and represents a secure haven for impact investing by institutional funders and obtaining impactful financing by businesses.

2016 Q4

Something Big

Endorsed as a licensed Multi-Bank Supply Chain Finance Platform

2017 Q4

The Beginning

Launched first live SCF transaction

2018 Q2

An Award-Winning Creation

Awarded for Best FinTech Platform for Supply Chain Finance by The Asian Banker. Selected as Finalist at Global FinTech Hackcelerator.

2019 Q2

Something Bigger

Won the best Fintech for Plug & Play Tech Center

2020 Q1

Making a Mark

Awarded Fintech Start-Up of the year by The Asset’s Triple A Digital Awards

2020 Q1

Capital Raised to Scale

Fundraised USD $20 Million Series A round amid Covid-19 pandemic on the back of strong growth

2021 Q2

The 1 Billion milestone

Over USD $200 million financing transactions across over 10,000 transactions to finance hundreds of SMEs

2022 Q1

Solid Recognition

CapBay named EY Emerging Entrepreneur of the Year 2021

2023 Q2

New Horizons

Expanded operations to Singapore and Thailand

Notable Milestones

These accolades are a testament of our service for providing financing options to SMEs.

Best Fintech Platform for Supply Chain Financing in Asia Pacific

CapBay managed to achieve “The Best Fintech Platform – Digital Supply Chain Finance” under the Asia Pacific Frictionless Transaction Awards programme. This came from consistent meetings with industry players, regulators, and tireless hard work to develop the platform in order to provide the best digital technology for small businesses to gain financing.

CapBay makes it CNBC’s world’s top 200 fintech companies

CNBC and Statista compiled a comprehensive list of companies building innovative tech-enabled and finance-related products and services. CapBay managed to make it to CNBC’s top 200 fintech companies under the “Alternate Lending” category. This milestone was achieved by seizing market opportunities within the industry, leverage technology-driven insights, and provide flexible financing solutions tailored to businesses needs.

Meet Our Executive Leadership

Jasmine Lau

Director

Experience

Seasoned banker with 3 decades of leadership experience within HSBC
Country Head for HSBC China, GTRF
Regional COO for Middle East and North Africa (MENA) HSBC Commercial Banking
Regional Head for Business Development, Global Trade and Receivables Finance (GTRF) – MENA and Turkey

Ang Xing Xian

Co-Founder / Strategy & Tech

Experience

Creador private equity looking at tech companies
Accenture strategy consultant advising on tech and analytics
MarketInvoice analytics, UK’s top invoice trading platform
Credit Suisse New York FX option trader
MSc in Computational Finance from Oxford University

Edwin Tan

Co-Founder / Operations & Finance

Experience

Corporate finance advisor in Deloitte Touche Tohmatsu Sydney, where he advised clients on M&A deals, IPOs, valuation, vendor due diligence, specialising in real assets and commodities
MSc in Financial Economics from Oxford University

Darrel Ang

Co-Founder / Business Development

Experience

Credit Suisse Singapore investment banking (ECM), executing SEAsia IPOs, placements
Regulatory work in Bank Negara Malaysia and financial services consulting at Oliver Wyman London
MEng in Engineering, Economics and Management from Oxford University

Thawee Poonlapmongkol

Country Head, Thailand

Experience

Head of Treasury Services for J.P. Morgan Thailand
FSVP Transaction Banking Services at Siam Commercial Bank
Head of Corporate Sales, Global Transaction Services at Bank of America Merrill Lynch Thailand
MBA from Thunderbird School of Global Management, Arizona USA

Awards & Achievements