Prioritising safer investments to ensure the best portfolio quality.
What Is Crowdfunding?
Crowdfunding allows SMEs to secure funding directly from investors, streamlining the financing process while offering investors alternative opportunities with attractive returns.
OSMEP partners with CapBay Thailand to sign a Memorandum of Understanding unlocking exclusive privileges for SMEs. Read More
Why Invest With CapBay?
Robust Risk Management
We finance suppliers of blue-chip companies and GLCs, leveraging data-driven due diligence for higher quality investments
Short Lock-in Periods
Our investment notes are relatively short term, with investment tenures up to 6 months, offering greater liquidity
Transparent Returns
We display our net returns upfront and include detailed breakdowns to show that there are no hidden fees
Invest Profiles Based On Your Risk Appetite
Conservative
Moderate
Highly diversified investments for a well-balanced portfolio.
Aggressive
Maximized returns for taking a higher degree of risk.
Seamless Investing
Top up money
Register an account with us and top up a minimum of THB10,000.
Select Invest profile
Select one of our Invest Profiles based on your risk preferences.
Enjoy your returns
Watch your investments grow as our Auto Invest feature diversifies your funds across various investment notes.
Want to know more about Crowdfunding investment?
Read our Frequently Asked Questions (FAQ) here:
CapBay connects Investors and SME borrowers without requiring any intermediary entity such as a bank. With CapBay, investors can invest in fractions of a financing (often called as Investment Notes), enabling borrowers to raise funds through crowdfunding. CapBay sets the rates and terms based on the creditworthiness of the applicant. This transaction is facilitated by CapBay and investors can get more returns on their savings and investments when compared to other fixed income investment products. In return, CapBay keeps a service fee out of the interest earned by the investor. Historically, CapBay has always focused on Supply Chain Financing, particularly Invoice Financing.
CapBay stands out from other platforms with several key strengths:
✅ Deep Expertise in Supply Chain Financing
CapBay is a fully licensed bond crowdfunding platform in Malaysia and is among the few platforms approved by regulators, underscoring its regional credibility.
📈 Better Returns than Traditional Bonds
Our Invoice Financing Investment Notes offer higher returns compared to conventional fixed-income products. These investments are managed using professional risk management practices aligned with global Financial Supply Chain standards.
🤝 Premium, Personalized Service
CapBay provides a dedicated Relationship Manager to support you at every step — offering expert guidance to help you navigate the platform with confidence.
Bay Smart Ventures (Thailand) Co., Ltd. is a registered entity regulated by the Securities and Exchange Commission, Thailand (SEC Thailand).
Established in 2023.
To get started on the CapBay Crowdfunding platform, you need to register with us. It will take less than 5 minutes, provided you have your details ready.
Here’s a Step-by-Step Guide for you to start investing with us.
The amount of money that investors can invest varies vary according to the type of investors which can be broadly divided into two:
1. Retail Investor
- Minimum investment limit is THB 10,000 per crowdfunding bond
- Maximum investment limit is THB 100,000 per crowdfunding bond and THB 1 Million in 12-months period in crowdfunding bonds across any crowdfunding platform
2. Non-retail investor (qualification investor, institutional investor and VC or PE)
- Minimum investment limit is THB 10,000 per crowdfunding bond
- No maximum investment limit